Health and Accident Insurance

Private Medical Insurance

The NHS is fantastic; it pays a pivotal role in our society. However, waiting times for minor procedures and those which are not life threatening can be lengthy. Your time is valuable to you and considering you may not be able to work or enjoy life while you wait for an operation, it is irrecoverable.

We can arrange specialist health insurance with Aviva so that you can see a specialist sooner. Private treatment can help you to get back to normal with the minimum of fuss.

There are options when taking out Aviva medical insurance to improve the cover for a five-star experience or to reduce the cover to save on premium and fit within a budget.

Whatever your requirements, we can find something suitable for you. Aviva private healthcare cover is more affordable than you think, and you can spread the cost by paying on instalments over 12 months.

Corporate Medical Insurance

As an employer, you can provide a tangible benefit to your colleagues with company private health care while reducing the period of absence if they should fall ill. Having company private medical insurance in place can help you attract and retain staff, increasing your business’ profile.

Commercial and financial advantages – a company medical insurance policy is also a tax-deductible business expense under current tax rules. And if any members of staff currently have individual policies in place, they could cut the cost significantly if you offer a scheme that they then join.

You can opt for different cover levels depending on staff seniority within the business. For example, Directors and Partners can have optional covers and more generous limits than other staff members. With a tax summary for your payroll and the option to pay by instalments, integrating the cover into your employee benefits strategy couldn’t be simpler.

Personal Accident Insurance

Our cover is designed to provide you with a lump sum benefit if you cannot work following an accident or illness. Benefits are available for permanent injuries and for temporary disablement on a weekly basis; particularly important for those who are self-employed and who would have no income if they could not work.

Just one simple application form and we can have a quote ready for you. Any incidents will be dealt with by specialist claims handlers with the utmost respect and sensitivity. Most trades can be considered, so contact us to find out if we can help you.

Flexible Health Cover

Our health insurance cover is flexible, so you can make the right treatment choices for you. You can increase your core cover to give you full peace of mind, or decrease the cover and reduce your costs.

Medical Expenses Extension

With our personal accident cover, in the event of a valid claim under Temporary Total or Partial Disablement, the underwriters will pay a weekly fixed lump sum benefit.