The insured can select who to cover, for example directors and employees, and when they are covered, for example 24-hours a day, or for occupational accidents only. They also need to select the benefits required and the amount per benefit.

• Personal Accident
  Provides financial protection following accidental bodily injury. (Depending on the cover purchased, lump sum payment if within two years as the result of an accident an insured person dies or is left permanently disabled).
  
• Travel
  Provides financial protection against travel risks. Cover is available for directors, business partners and employees. The policy may cover the spouses of any of the above and any ‘child’, while accompanying them on a business trip. (Please refer to the Policy
  Wording for our definition of a ‘child’).