More and more people are buying property abroad and need good insurance to protect their investment. But buying insurance locally can pose real problems due to the differences in language, law and culture.

Hiscox has a long history of providing overseas home insurance covering properties worldwide, from studio ski apartments to luxurious villas. Whether a main residence or holiday home, Hiscox can produce a policy to meet your needs.

The Overseas Holiday Homes Policy is specifically designed for people with a holiday home abroad.

Key Benefits of the Policy Include:

• Cover for buildings and contents against a wide range of named perils e.g. fire, theft, lightening, earthquake, flood etc.
• Public liability (£2,000,000) and employers' liability (£2,000,000) cover included.
• Automatic cover for outbuildings and permanent structures up to £15,000
• Accidental damage to domestic pipes, cables, sewers and drains for which you are responsible.
• Cover for gold, silver and gold and silver plated items up to £1,000.