Household Insurance Policies from Hiscox

Hiscox 606 Home and Contents Policy from Hiscox

This 606 policy is specifically designed for people with higher value homes and possessions.

Core cover of the policy:

• Cover for your possessions wherever they are in the world including accidental loss and damage (most standard policies will only cover possessions inside the home against named perils such as fire, storm, theft, flood etc.)
• Buildings also covered for full accidental damage.
• We can cover your valuables as long as you inform us of the overall value and notify us on individual items over £15,000. We can also cover your fine art as long as you inform us of the overall value of your collection and notify us on individual items over £25,000.
• Legal expenses cover (up to £100,000) and helpline for UK policyholders.
• Public (£10,000,000) and employers’ liability (£10,000,000) cover included.
• Family protection cover - you and your family are automatically covered against kidnap and ransom, aggravated assault following a burglary, air rage, car-jacking, road rage and stalking threat cover (as per limit on your schedule). Cover also includes fees and expenses reasonably incurred by you as a direct result of identity fraud (up to £25,000).

Fine Art Policy from Hiscox

Insuring art requires a specialist. As Europe’s leading insurer of high value homes and fine art, we have a long history of protecting valuable possessions and unique objects. Through our own collection, promotion and sponsorship of art, we appreciate every piece is as unique as the people who create, collect, buy, sell and show it.

If you’re a private owner, we can cover your collection, for all risks of loss or damage worldwide.

From the restoration of fragile pieces to the recovery of stolen works, our expertise is extensive. Our relationships with the art world means if you have to make a claim you can be sure your case will be handled in the most sensitive way possible.